How to Make Money Selling Your Hair

This post may contain affiliate links please read our disclosure for more info. This video was first published on my YouTube channel; you can subscribe to my channel here subscribe .

Selling Your Hair

When I started this Learnmoney.io website never did I think that I would record a video and write an article telling my subscribers and community members how they can make money selling their hair!

The world is amazing and this opportunity is amazing too. Believe it or not, there is an opportunity to make up to $1500 USD (£1140.00 approx) by selling your own hair.

In this video,  I discuss two websites that enable you to do this. I should point out that not everyone will be able to make $1500, watch the video for full details.

How Does it Work?

The websites mentioned in the video are portals that bring together buyers and sellers of hair. In short, they act as marketplaces and facilitate business between the two groups. If you are interested in the opportunity, take time to explore the different types of hair available and how best to market your own hair. Pay special attention to the type of photos you should take to achieve the optimum price for your hair.

Next Steps

Does the idea of selling your own hair appeal to you? Have you heard of this opportunity before? Let me know in the comments section below. Also, get in touch if you would like my help. My email address is mike@learnmoney.io

 

Grammarly Writing Support

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My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

Are you Missing out on Compound Interest?

This post may contain affiliate links please read our disclosure for more info.

What is Compound Interest?

The thought of saving money is not exciting to many people, they would rather buy things with the money that comes into their hands or wallets. Compound interest makes the prospect of saving money more exciting.

Compound interest is when you earn interest on the interest that you accrued as well as the initial sum invested.

How Does it Work?

For example, if you saved £1000 at an interest rate of 5%, at the end of year 1 you would have £1050, with a compound interest account you would then earn 5% interest on £1050 by the end of year 2.

This would mean that your total going into year three would be £1102.50 instead of £1100.00 if you had earned 5% each year. Over the long term, the increases to your savings total become very significant so much so that Albert Einstein reputedly said of compound interest,

“Compound Interest is the most powerful force in the universe. Compound interest is the 8th wonder of the world.  He who understands it, earns it; he who doesn’t, pays it.”

Albert Einstein

Savings Accounts & Compound Interest

Given how beneficial Compound Interest is to the individual saver, you would expect all savings accounts to offer Compound Interest to their account holders but that is not the case. There is every possibility that your savings accounts are not paying you compound interest, please check with your bank or building society. Your bank may be only paying you simple interest, which is interest paid annually on the principal sum only.

If they are not, study the example below and open a new account that will pay you compound interest from any provider you choose. Remember that to really benefit from compound interest you will need to save for the long term.

This is an example of a UK savings account that pays compound interest. International readers, you may need to do some investigative work to find comparable savings accounts in your country.

Next Steps

Hopefully this post has made you re-consider the savings accounts that you have; now is the time to open an account that will pay you compound interest. Let me know your thoughts in the comments section below. Also, get in touch if you would like my help. My email address is mike@learnmoney.io

 

Grammarly Writing Support

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My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

Image credit: pexels.com

Make Money with the Amazon Influencer Program

This post may contain affiliate links please read our disclosure for more info. This video was first published on my YouTube channel; you can subscribe to my channel here http://bit.ly/1BuKsoM .

Amazon Influencer Program

The Amazon Influencer Program is one of the more straightforward ways of making money online based on Affiliate Marketing. It is a method that would be accurately described as intermediate level rather than beginner. This is because you will need to have built an audience on at least one Social Media platform to be accepted into the Amazon Influencer Program. The full list of requirements is here. 

How Does it Work?

The Amazon Influencer Program is an extension of the Amazon Affiliates Program. The Amazon Affiliates Program is virtually open to all; once accepted, into the program, affiliates are able to promote Amazon products via affiliate links and earn a commission when purchases are made within 24 hours of their links being clicked.

The Amazon Influencer Program has two key differences from the Affiliates Program. First of all, you need to meet more stringent criteria before you are accepted, you must have a Social Media audience. Secondly, instead of promoting lots of different affiliate links Amazon gives you your own Amazon Shop Page to send your audience to.

Purchases that follow clicks on your dedicated Influencer page earn you commissions ranging from 1-10% dependent on the product category.

In the video, I demonstrate my Amazon Shop Page and explain how to take the opportunity presented to you by Amazon.

Next Steps

Does the idea of having a Amazon Influencer page appeal to you? Are you already part of the Amazon Affiliates Program? Let me know in the comments section below. Also, get in touch if you would like my help. My email address is mike@learnmoney.io

 

Grammarly Writing Support

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Investments: Why Saving is Not Enough 

My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

What are the Best Sectors for a High Adsense CPM?

This post may contain affiliate links please read our disclosure for more info. This video was first published on my YouTube channel; you can subscribe to my channel here http://bit.ly/1BuKsoM .

YouTube

For those who are creative, committed and willing to work for long periods without reward, YouTube is a possible way to make additional income. You will need to be all of those and more to be successful on YouTube. By successful I mean able to generate an income from the platform. Please note that only 5% of those who have a channel and upload to it make any money from the platform, well known YouTubers Pewdiepie or KSI are the exceptions rather than the norm.

There is a common misconception about YouTubers, people assume that they make money based on the number of subscribers that they have, this is incorrect. You could have 400K subscribers and make less money than someone with only 20K subscribers.  Others believe that YouTubers are paid for the number of views their videos generates. This is not true either although it is connected to how YouTubers are paid; they are paid for the views of the ads surrounding their videos, either before, during or after their videos play.

As a YouTuber, once you have amassed 1000 subscribers and 4000 watch hours, you can apply to join the YouTube Partner Program. If you are accepted, YouTube will then place ads on your YouTube channel. The more your viewers watch the ads on your channel, the more you will be paid. You will generate income via YouTube Adsense. Please click here for a full explanation from YouTube.

YouTube Adsense CPM

All YouTube channels are not equal in the minds of advertisers, they will pay more to advertise on channels that focus on some sectors or interests than others. In the video,  I discuss some sectors or niches that generate a high Adsense CPM. I demonstrate these sectors by showing the channels of very popular YouTubers.

CPM stands for Cost Per Thousand using the Latin word Mille for thousand. This is the rate advertisers pay to advertise on a channel per thousand views; this CPM is split between YouTube and the YouTube channel owner. Watch the video to understand how much variety there is amongst YouTubers when it comes to their CPM rate.

Please note, in addition to Adsense, there are other ways that YouTubers can make money and these include; merchandise, patreon, live-streaming, brand deals and selling their own courses or products. I may explore these other revenue streams in a later blog post.

Next Steps

Does the idea of having a YouTube channel appeal to you? Do you have the consistency and dedication to keep making, editing and uploading new videos?  Let me know in the comments section below. Also, get in touch if you would like my help to grow your channel. My email address is mike@learnmoney.io

 

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My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

How to Transition From Active to Passive Income

This post may contain affiliate links please read our disclosure for more info. This video was first published on my YouTube channel; you can subscribe to my channel here http://bit.ly/1BuKsoM .

Active Income

Active income is the traditional way of earning money when you have a job; an individual trades their time for an hourly rate and is paid wages or a salary. This model applies whether they are working in a restaurant, shop or an office. Active income requires you as the employee to be in a specific place at agreed times and to follow a predictable routine. The primary benefit is that you will receive income that you can predict and that you can plan your expenditure precisely. The major disadvantage is that you are limited by the amount of hours a day and the fact that the more work you do, the more tired you will become.

Passive Income

Passive income is income that you can generate once you have completed all the initial work for a project and then set up the processes to create recurring passive income. A good example of this is provided by the music industry, an artist writes, records and produces an album and then when it is released, they will receive passive income from its sales.

From Active to Passive

In the video, I discuss specific ways that you can transition from an active to a passive income model. It is not easy, you will have to do the work but once you have done it, you’ll be much closer to our shared goal of financial freedom.

 Next Steps

Would you like to earn more from passive income? Have you already started?    Let me know in the comments section below. Also, get in touch if you would like my help, my email address is mike@learnmoney.io

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My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

Making Sense of Affiliate Marketing Course – Review

This post may contain affiliate links please read our disclosure for more info. This video was first published on my YouTube channel; you can subscribe to my channel here http://bit.ly/1BuKsoM . Have you considered joining Michelle’s course? You can do so here –> http://bit.ly/2R47B0w 

Affiliate Marketing

If you have read this post, Top 3 High Paying Affiliate Programs or this one, How to Monetize Twitter with Affiliate Marketing  you’ll know that I believe that Affiliate Marketing is an open and accessible way for regular people to make side income without drastic changes to their lifestyle. The challenge with Affiliate Marketing is to create a truly systematic approach; simply spraying your affiliate links via your Social Media channels will not work, neither will just embedding your links into your website,  if you have one.

Michelle Schroeder-Gardner

Last year, I was searching for a comprehensive course that outlined a systematic approach to Affiliate Marketing when I found the Making Sense of Affiliate Marketing Course from Michelle Schroeder-Gardner.

Who is Michelle Schroeder-Gardner?  Michelle is now a millionaire blogger but when she started her blog, Making Sense of Cents in 2011, she did so to track her own personal finance journey.

Her primary objective was to pay off $40,000 of student loan debt. She went onto achieve that and so much more;  Michelle has moved from a position where she had a negative net worth to financial abundance and Affiliate Marketing is one of the activities that helped her make that transition.

The Making Sense of Affiliate Marketing Course

Making Sense of Affiliate Marketing is the title of Michelle Schroeder-Gardner’s course.

Michelle now earns over $50,000 a month through affiliate marketing, and she shares all of my best tips in this course.

In this course, there are 6 modules, over 30 lessons, over 20 worksheets, bonuses and an extremely helpful exclusive Facebook group. The course content answers the following questions:

  • What affiliate marketing is and how it works
  • Why affiliate marketing is great
  • The exact steps she’s taken to earn over $300,000 from a single blog post
  • Picking the right affiliate products to promote
  • Increasing conversions
  • How to build trust and not lose followers
  • Required disclosures that you need to know about

I have given my comprehensive review of Michelle’s course in this video.  This video will be of interest to Affiliate Marketing practitioners, B2B marketing managers, Content Marketing professionals, Social Media Managers, business owners, and anyone interested in making money online with Affiliate Marketing. Please let me know your thoughts below when you’ve had time to watch it.

Next Steps

Would you like to earn more from Affiliate Marketing? You can join The Making Sense of Affiliate Marketing Course here – http://bit.ly/2R47B0w Have you already started Affiliate Marketing? Let me know in the comments section below.

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My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

Top 3 High Paying Affiliate Programs

This post may contain affiliate links please read our disclosure for more info. This video was first published on my YouTube channel. 

Affiliate Marketing

If you do not know anything about affiliate marketing, please read this post first, Is Affiliate Marketing Easy to do?

Affiliate marketing links and banners take time to set up but can prove to be very lucrative in the long run. It makes sense to become an affiliate for programs that drive the best return on investment, in most cases these are the high paying affiliate programs.

In this video, I discuss the top 3 high paying affiliate programs  that I have experienced personally. Before selecting any Affiliate Marketing Program to join, I  reviewed each program to ensure that it was in alignment with my values and those of my business.

Affiliate Programs

There are hundreds of affiliate programs that you can join, it is possible to approach some potential affiliate partners direct and many more can be accessed via an affiliate marketplace. ShareAsale is an example of an affiliate marketplace with over 4500 merchants. After joining ShareASale, it is easy to apply for the the affiliate programs of those merchants; many categories of products and services are represented on the platform.

Have you applied to join any affiliate marketing programs? Have you started Affiliate Marketing? Let me know in the comments section below.

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Save Money by Switching Energy Supplier Every Year 

My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

References

How do you Monetize Twitter With Affiliate Marketing?

This post may contain affiliate links please read our disclosure for more info. This video was first published on my YouTube channel. 

Affiliate Marketing

We will need to embrace alternative ways of generating income if we are all to achieve our goal of financial freedom. In most cases, selling your time for money in a traditional job will not be enough.

If you have read this post, Is Affiliate Marketing Easy to do?, you will know that Affiliate Marketing is one of those alternative methods that could help you achieve your financial goals much faster.

Globally the Affiliate Marketing industry is worth $12 billion and is predicted to grow by 10% in the next few years*. Affiliate Marketing could become an additional revenue stream for you.

In this video I demonstrate how to monetize Twitter with Affiliate Marketing. If you are not already a member of any affiliate programs, you’ll need to join a few and then you’ll be in a position to start making additional income from Affiliate Marketing.

How to Monetize Twitter

Twitter is a social media platform with 321 million monthly active users** ; recent research published by the Pew Research Center has confirmed that 80%  of tweets are sent by just 10 % of users. If you want to be successful with this monetization strategy, you will have to become one of the active 10% of users on the platform.

Have you thought about monetizing  your Twitter account? Have you started Affiliate Marketing? Let me know in the comments section below.

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Investments: Why Saving is Not Enough 

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How to Stick to Your Budget During Summer: 5 Tips 

Does Your Choice of Supermarket Matter? 

Save Money by Switching Energy Supplier Every Year 

My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

References

* https://hostingtribunal.com/blog/affiliate-marketing-stats/

** https://www.theverge.com/2019/2/7/18213567/twitter-to-stop-sharing-mau-as-users-decline-q4-2018-earnings

Personal Finance: How Should You Prepare for Brexit?

This post may contain affiliate links please read our disclosure for more info.

Image credit: https://www.irishnews.com/

For those of you not living in the UK, Brexit is a word coined to mark the Great Britain’s intention to leave the European Union. This decision was the result of a national referendum in July 2016 in which the electorate voted to ‘Leave’ or ‘Remain.’  The United Kingdom was very divided; 52% voted in favour of leaving and 48% voted to remain. Those who voted to leave did so without any real understanding of the repercussions of such a decision; they were encouraged by politicians who were economical with the truth. Now in December 2018, UK inhabitants find themselves heading towards Brexit and what looks like a self-inflicted recession.

Businesses and consumers have been heavily impacted; consumers are not spending as much as they used to and business people lack of confidence about the future. Businesses are currently less likely to invest in new equipment or staff and according to the GFK consumer confidence Index the current score for the UK is – 13. To give that some context, in December 2015 the confidence index score was +2. Significantly 2015 was the first time the index had remained positive for an entire calendar year since records began in 1974.

Prepare For Brexit

From a personal finance perspective, how can you better prepare yourself for the reality of Brexit? Below I have listed 4 practical steps you can take that will help.

Revisit Your Budget

Take a look at your current monthly budget and re-evaluate all of your expenditure. If there are opportunities to cut back – take them. For example, a lot of people have unmetered water bills even though in many cases a metered water bill will work out cheaper; read this post for information, Water Bills: Are you Pouring Money Down the Plughole?  There may be other opportunities for you to cutback.

Assess Your Employer & Job Stability

In financially challenging circumstances many companies suffer and some go into administration. In the UK, we have seen this with the demise of Maplin and Toy R Us.  

The task for you is to dispassionately assess how well your employer is doing and how likely/unlikely it is that you be made redundant. Do not rely on any  assurances from the management team at your company; do your own independent research. If you think that you could be made redundant save more money into your emergency fund.

Reduce Discretionary Expenditure

In personal finance circles, there is a lot of discussion around how much impact cutting out daily Lattes will have on the path toward better financial health. That’s a choice that you are best placed to make. However, what is sensible is to rein the dining out occasions and perhaps replace them with entertaining friends at home. Beyond entertaining, holidays are another area that you should review. Choosing a more cost effective destination or changing an international holiday to a UK based ‘staycation’ will give you greater financial comfort. Also, do not go overboard at Christmas.

Review All of Your Financial Products

Review all of your financial products including savings, mortgages, investments and pensions. Assess the impact on Brexit in each case and evaluate whether you should continue with your current provider. If appropriate, change to better performing products with other providers to maximise your returns.

How are you preparing financially for Brexit? Let me know in the comments section below.

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My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

Follow me on Pinterest

Take This Free Financial Literacy Course Today

This post may contain affiliate links please read our disclosure for more info.

Image credit: https://vdc.edu.au/

One of the goals I set for myself for this blog was to help people improve their level of financial literacy.

What is Financial Literacy?

‘Financial literacy is the confluence of financial, credit and debt management and the knowledge that is necessary to make financially responsible decisions – decisions that are integral to our everyday lives.’

Kristina Zucchi, a contributor to www.investopedia.com

With each blog post, I have intended to spread financial awareness and increase the knowledge base of my readership. The feedback I have received suggests that this has been appreciated. Thanks to all of you that took the time to feedback. Another way of spreading financial literacy is by sharing details of a free financial literacy course. Over the course of the last couple of weeks, I have been searching for a free resource that I could share with my readers.  I have now found a suitable course and this course is the focus for today’s blog post.

Free Financial Literacy Course

This financial literacy course provides a good introduction to personal finance and money management. The course is supplied by Alison.com the free online learning platform set up as a For Profit Social Enterprise in 2007 by Mike Feeric. Alison.com was started in Galway, Ireland and now has over 12 million students from 195 countries. The course that I have selected has been studied by sixty nine thousand students and has a rating of 4.1 stars. The course will take approximately 6-10 hours to complete.

Click here to be taken to the course landing page.  

Continual Learning

As we continue on this journey towards financial freedom, I will share other helpful resources with you. I hope that you find this course useful. I believe that it is important for us to continue learning and improving our knowledge base.

Have you taken any financial literacy or money management courses before? Let me know in the comments section below.

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My aim with each blog post is to help you move to a better financial future. I believe that there is not enough financial education in the national curriculum and I intend to share anything helpful that I have learned along the way. I am by no means a financial expert. None of the information on this website constitutes financial advice and is provided as general information only.  This is my personal finance blog; my marketing blog is over here and I have been blogging there since 2010. I hope you have found this information useful. Thank you for reading.

Best regards,

Mike

Follow me on Pinterest